Insurance Services

Provide insurance brokerage and advisory services helping individuals and businesses with life insurance, health insurance, property/casualty, and risk management.

Business Ideas in Insurance Services

Independent Insurance Agent

Sell insurance products from multiple carriers as independent agent providing personalized coverage for individuals and businesses

Startup Cost: $3,000-$12,000 Difficulty: Intermediate Time to Profit: 8-18 months
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Employee Benefits Broker

Help businesses select and manage employee benefits including health insurance, retirement plans, and voluntary benefits

Startup Cost: $3,000-$12,000 Difficulty: Advanced Time to Profit: 10-20 months
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Life Insurance Specialist

Focus exclusively on life insurance helping families and individuals with term life, whole life, and estate planning insurance needs

Startup Cost: $2,000-$8,000 Difficulty: Intermediate Time to Profit: 6-15 months
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Commercial Insurance Specialist

Specialize in commercial insurance for businesses including liability, property, workers compensation, and industry-specific coverage

Startup Cost: $4,000-$15,000 Difficulty: Advanced Time to Profit: 8-18 months
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Medicare Insurance Agent

Help seniors navigate Medicare options including Medicare Advantage, Medicare Supplements, and prescription drug plans

Startup Cost: $2,000-$8,000 Difficulty: Intermediate Time to Profit: 6-12 months
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Cyber Insurance Specialist

Specialize in cyber liability insurance helping businesses protect against data breaches, ransomware, and cyber risks

Startup Cost: $3,000-$12,000 Difficulty: Advanced Time to Profit: 8-15 months
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