Medicare Insurance Agent

Medicare insurance agents help seniors select Medicare coverage - Medicare Advantage plans, Medicare Supplement insurance, and Part D prescription drug plans.

With 10,000 Americans turning 65 daily, Medicare is growing market.

You explain Medicare options, compare plans, assist with enrollment, and provide ongoing service.

Commissions vary by product (MA plans pay $500-$600 per enrollment plus renewals).

Enrolling 80-150 clients annually generates $60,000-$180,000 with 85-95% margins.

Target clients include seniors turning 65, retirees losing employer coverage, current Medicare beneficiaries during Annual Enrollment, and caregivers helping parents.

Services include Medicare education, plan comparisons, enrollment assistance, prescription drug plan reviews, Special Enrollment Period help, and annual plan reviews.

Success requires obtaining health insurance license, understanding Medicare products and rules, educational approach versus pushy sales, relationship building with senior community, and service maintaining client relationships.

Many Medicare agents host educational seminars, work with senior centers and communities, specialize in Medicare Advantage or Supplements, potentially add final expense life insurance, and build book of renewals providing ongoing income.