Financial Planning & Advisory

Provide financial planning and advisory services helping individuals and families with retirement planning, investment advice, and comprehensive financial strategies.

Business Ideas in Financial Planning & Advisory

Fee-Only Financial Planner

Provide comprehensive financial planning for fees rather than commissions offering unbiased advice on investments, retirement, taxes, and estate planning

Startup Cost: $5,000-$20,000 Difficulty: Advanced Time to Profit: 12-24 months
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Retirement Planning Specialist

Focus exclusively on retirement planning helping clients prepare for and navigate retirement with income strategies, Social Security, and Medicare guidance

Startup Cost: $5,000-$15,000 Difficulty: Advanced Time to Profit: 8-18 months
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Hybrid Robo-Advisor Service

Combine technology-driven investment management with human financial planning offering affordable advice through digital platforms with advisor access

Startup Cost: $8,000-$25,000 Difficulty: Advanced Time to Profit: 12-24 months
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Tax Planning Service

Provide proactive tax planning strategies helping high-income individuals and business owners minimize taxes legally through strategic planning

Startup Cost: $3,000-$12,000 Difficulty: Advanced Time to Profit: 8-15 months
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College Planning Consultant

Help families plan and save for college expenses with 529 plans, financial aid strategies, and college funding optimization

Startup Cost: $3,000-$10,000 Difficulty: Intermediate Time to Profit: 6-12 months
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ESG & Sustainable Investing Advisor

Specialize in environmental, social, and governance (ESG) investing helping clients align investments with values while pursuing returns

Startup Cost: $5,000-$18,000 Difficulty: Advanced Time to Profit: 12-24 months
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