Notary & Signing Agent Services

Provide notary services and loan signing agent work for real estate closings and legal documents

Startup Cost
$500-$3,000
Difficulty
Beginner to Intermediate
Time to Profit
2-6 months
Profit Potential
$30,000-$80,000/year

Overview

Notary and signing agent services provide official notarization of documents plus specialized loan signing agent work facilitating real estate closings.

While basic notary work involves verifying signatures on various legal documents, loan signing agents specialize in the mortgage industry, guiding borrowers through closing document packages and ensuring proper execution.

Successful signing agents build relationships with title companies, escrow officers, and signing services.

The business operates as either general notary public serving various needs or specialized loan signing agent focusing on real estate closings.

General notary work charges $5-15 per signature (state-regulated), while loan signings pay $75-200+ per appointment.

Mobile notaries travel to clients charging travel fees in addition to notary fees.

Loan signing agents typically complete 2-4 signings daily during busy periods.

Services include document notarization, loan closing signings, mobile notary appointments, I-9 verification, certified copy services, and sometimes apostille services.

Success requires state notary commission, loan signing agent certification for mortgage work, attention to detail ensuring proper document execution, reliability and professionalism given time-sensitive closings, and for signing agents, understanding of loan documents and closing process.

Loan signing agents must pass background checks and obtain E&O insurance.

The business requires flexible availability often including evenings and weekends when signings happen.

Marketing for general notary includes local SEO, business partnerships, and signage, while signing agents market to title companies, escrow officers, signing services, and lender networks.

The business offers flexibility, low overhead, and in loan signing work, decent per-appointment fees.

Challenges include state-specific regulations and fee limitations, competition in many markets, travel time and costs, last-minute signing requests, and for signing agents, dealing with difficult signings or borrowers with questions.

Some notaries expand to wedding officiating, fingerprinting services, or field inspection work.

Required Skills

  • Notary Knowledge
  • Attention to Detail
  • Customer Service
  • Loan Documents (for signing agents)
  • Reliability

Pros and Cons

Pros

  • Low startup costs
  • Flexible scheduling
  • Growing mobile notary demand
  • Loan signings pay well per appointment
  • Can combine with other services

Cons

  • Notary fees are state-regulated
  • Travel time between appointments
  • Evening and weekend work required
  • Competitive market in many areas
  • Signing volume can be inconsistent

How to Get Started

  1. Obtain state notary public commission
  2. Get notary signing agent certification for loan work
  3. Purchase notary supplies and mobile office setup
  4. Obtain E&O insurance (especially for signing agents)
  5. Create business presence and local SEO
  6. Join signing agent platforms and directories
  7. Network with title companies and escrow officers
  8. Consider adding related services (I-9, fingerprinting)

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