Merchant Services & Payment Processing Sales
Sell credit card processing and merchant services to businesses
Overview
Payment processing agents generate $80,000-$500,000 annually with 80-95% margins from residuals.
In 2025, every business needs payment processing.
Revenue from residual income (ongoing percentage of merchant processing), upfront bonuses, equipment sales and leases, POS system sales, and additional service fees.
Services include credit card processing sales, POS system sales and integration, merchant account setup, payment gateway integration, equipment placement and leasing, and ongoing merchant support.
Successful agents build residual income portfolio, target high-volume merchants, offer competitive processing rates, provide excellent ongoing support, and earn from multiple revenue streams.
Businesses accepting payments as clients.
Marketing through business networking, direct sales to retailers and restaurants, merchant referrals, business associations, and equipment leasing partnerships.
Required Skills
- Sales & Prospecting
- Payment Processing Knowledge
- Merchant Services
- Relationship Building
- Account Management
- Technology
Pros and Cons
Pros
- Ongoing residual income from merchant accounts
- Every business needs payment processing
- Income compounds as portfolio grows
- Can earn from equipment and POS sales
- Build passive residual income
Cons
- Takes time to build residual portfolio
- Competitive payment processing market
- Merchant attrition reduces residuals
- Complex pricing and contracts
- Initial income building period
How to Get Started
- Partner with merchant services provider
- Learn payment processing and pricing
- Develop sales and prospecting systems
- Prospect and sell merchant services
- Set up merchant accounts and equipment
- Provide ongoing merchant support
- Build residual income portfolio
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