Business Loan & Funding Brokerage

Connect businesses with lenders and funding sources

Startup Cost
$5,000-$25,000
Difficulty
Intermediate
Time to Profit
3-10 months
Profit Potential
$8,000-$67,000/month

Overview

Funding brokers earn $100,000-$800,000 annually with 80-95% margins.

In 2025, small businesses need funding access.

Revenue from commissions on funded loans (2-10% of amount), merchant cash advance commissions (5-15%), equipment financing (3-8%), invoice factoring fees, and consulting fees.

Services include business loan brokerage, merchant cash advances and alternative funding, equipment and vehicle financing, invoice factoring and AR financing, SBA loan assistance, and funding consultation.

Successful brokers build lender networks, match businesses to appropriate funding, help with applications and documentation, close funding quickly, and earn from multiple funding types.

Small businesses needing capital as clients.

Marketing through business networking, accountants and bookkeepers, business coaches, industry associations, online lead generation, and referral partnerships.

Required Skills

  • Lending & Finance
  • Sales & Closing
  • Business Analysis
  • Relationship Building
  • Lender Networks
  • Documentation

Pros and Cons

Pros

  • High commission income potential
  • Every small business needs capital
  • Can earn from multiple funding types
  • Build lender and referral networks
  • Help businesses grow and succeed

Cons

  • Commission-based variable income
  • Not all applications fund
  • Building lender relationships takes time
  • Some funding sources have high rates
  • Compliance and licensing requirements

How to Get Started

  1. Build relationships with business lenders
  2. Learn funding products and criteria
  3. Get any required licensing or registration
  4. Market business funding services
  5. Consult with businesses on funding needs
  6. Match to appropriate lenders and products
  7. Close funding and earn commissions

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